When you’re living and working around the world, one thing quickly becomes clear: traditional health insurance just doesn’t cut it. You need flexible, reliable, and affordable coverage that moves with you—and that’s exactly what SafetyWing was built for.
I’ve worked with clients and collaborators across dozens of countries and have seen firsthand how tricky it can be to find the right insurance. SafetyWing is one of the few companies that seems to actually understand digital nomads, and it shows in what they offer.
Here’s a breakdown of what makes them worth considering.
What SafetyWing Offers (And Why It Works for Digital Nomads)
SafetyWing doesn’t just sell travel insurance for digital nomads—they’ve created a full suite of global health insurance for remote workers and long-term travelers. Whether you’re hopping countries every few weeks or setting up a home base abroad, they’ve got plans to match your lifestyle.
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🌍 Coverage Highlights
- Worldwide Coverage: Get covered in over 180 countries, including emergency medical, doctor visits, and even hospitalization.
- Home Country Visits Included: You’re covered for up to 30 days in your home country every 90 days (15 days if you’re from the U.S.).
- Monthly Subscription Model: No long-term contracts. It works like a Netflix subscription—just cancel anytime.
- Remote Doctor Access: Virtual doctor visits are included, which is a game-changer when you’re in a country with language barriers.
- Optional Add-Ons: For those who need more, there’s maternity coverage, dental, and pre-existing condition add-ons with their Remote Health plan.
👩💻 Who This Is Really For
- Freelancers and self-employed remote workers who move around often
- Digital nomads on a budget who still want real coverage
- Startups with globally distributed teams looking for a group insurance option
- Long-term travelers or expats who aren’t tied to a single country
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Personally, I have a client who spent a year working from Portugal, Mexico, and Thailand. She had a small scooter accident in Chiang Mai, and SafetyWing covered her urgent care, pain medication, and even follow-up x-rays. No hoops to jump through. She kept working the whole time and said it was the first time an insurance company didn’t make her feel like a number.
What About the Cost?
SafetyWing is one of the most affordable travel insurance options for digital nomads—starting at around $45/month for those under 40. That includes coverage in most countries, with the U.S. as an optional (and more expensive) add-on.
And because it’s monthly, there’s no pressure to guess how long you’ll be abroad. Start, pause, or cancel it when your plans change.
Questions Worth Asking
If you’re considering SafetyWing—or any other nomad insurance—ask yourself:
- Do I need continuous coverage while moving across countries?
- Would virtual doctor visits be helpful where I’m going?
- How often will I return home, and does my insurance include coverage there?
- Am I okay with basic coverage, or do I need something more comprehensive like maternity or dental?
- Will I be working with a team who might benefit from a group policy?
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Bottom Line: Is It Worth It?
If you’re a digital nomad looking for simple, effective, and affordable global health insurance, SafetyWing is absolutely worth checking out. It’s not perfect for everyone—but it’s one of the most practical options for people living this lifestyle.
You can sign up in 10 minutes and be covered tomorrow. No red tape. No fixed contracts. Just coverage that travels with you.
Check out SafetyWing’s plans and see if they’re right for your journey:
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